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  • One-Third of Americans Have Never Increased Their Retirement Plan Contribution Rate
    A new TIAA-CREF survey reveals that 36 percent of Americans who contribute to an employer-sponsored retirement plan have never increased the percentage of their salary they contribute to their company's plan. More findings:
    • 57 percent of workers did not increase their plan contribution after their last raise. The most common reason cited for not doing so was an immediate need to pay expenses. On the positive side, 25 percent of respondents who didn’t increase their contributions after their last raise said the reason was because they were already contributing the maximum amount to their retirement plan.
    • 37 percent of respondents who were not automatically enrolled in a plan reported that they waited six months or longer to enroll, and one in four employees (24 percent) waited a year or more.
    Read the News Release
  • Workers Weigh in on 401(k) Investing
    A new survey from Charles Schwab surveyed more than 1,000 workers across the country about 401(k) investing habits. Nine out of ten participants say they will rely on themselves for the money they need in retirement.

    Key findings:
    • 87 percent say that the 401(k) is a “must-have” benefit, more than disability insurance (45 percent), life insurance (42 percent), extra vacation days (34 percent) or the ability to telecommute (15 percent).
    • Respondents say they are much more likely to have someone change the oil in their car (87 percent) or help them landscape (32 percent), than have someone help them choose their 401(k) investments (24 percent).
    • Yet only 39 percent feel extremely or very confident in their ability to make the right investment decisions on their own.
    Read the Survey
    See the Infographic
  • Retirement Made Simpler Survey of Employee Sentiments on Saving for Retirement
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