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Retirement Made Simpler News
January 19, 2010
Each issue of Retirement Made Simpler News delivers important news, research, updates and more to your inbox. Meet the Organizations
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In the News
The Shape of Things to Come for 401(k) Plans
In the early 1980s, when 401(k) plans began to evolve, plan features were pretty basic. But as they grew more prevalent and competition became more intense, plans became more robust with the addition of daily valuations, loans, self-directed brokerages, Web access, investment education tools, multishare classes and fiduciary assistance. Here are three more plan features that you are likely to see more of in 2010 and beyond. Employee Benefit News
 Join America Saves Week
The vast majority of employers want to do what’s best for all their employees. America Saves Week.org offers many tools on a wide variety of savings topics your employees can use. America Saves Week
Investor Education—Low-Cost Program Can Bring High Returns for Employees
Urging employees to participate in retirement savings plans has always been a challenge. However, the findings of a study by researchers at Dartmouth College show that specific low-cost strategies succeed in boosting employee participation rates, especially for females and low-income employees. Read the Study
Employee Tenure Shows Little Change in Past 25 Years
Data on employee tenure—the amount of time an individual has been with his or her current employer—show that career jobs never existed for most workers, and still do not. Employee Benefit Research Institute
Annuities in 401(k) Plans Turn Some Heads
Gripped by how the financial crisis drastically reduced some workers’ 401(k) accounts, more employers are taking a fresh look at annuities as a source of retirement income, according to new research. Employee Benefit News
Want News about Automatic 401(k)s and more? Visit the RMS Media Stream
Resources and Tools
How Much Do Your Employees Know?
The FINRA Investor Education Foundation released survey results that measure the financial capabilities of American adults and reveal in detail how Americans save, borrow and plan for their financial future. The National Financial Capability Survey, the first of its kind in the United States, was developed in consultation with the U.S. Department of the Treasury and the President's Advisory Council on Financial Literacy. The release of this survey comes at a critical moment for many American families.
Read the Survey
News Release
Learn about the Automatic IRA
The Automatic IRA has been proposed as a way for the roughly half of U.S. workers that are not offered a 401(k) or any other type of employer-sponsored plan to save for retirement. Stay current with the latest ideas. Learn More
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