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Retirement Made Simpler News
July 15, 2009
Each issue of Retirement Made Simpler News delivers important news, research, updates and more to your inbox. Meet the Organizations
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In the News
New Study Highlights How Differences in Race and Ethnicity Affect 401(k) Savings
401(k) Plans in Living Color: A Study of 401(k) Disparities Across Racial and Ethnic Groups is the largest, most comprehensive examination of the 401(k) savings behavior of African-American, Hispanic, Asian, and white employees. Project collaborators urge employers to use investor education and design plans that feature automatic enrollment with high default rates. White Paper
Fidelity: Auto Enrollment Has Biggest Impact On Younger, Lower-Paid Workers
Data of auto enrolled participants showed that 52% were between the ages 20 and 34 and the majority (56%) of participants that were enrolled automatically made less than $40,000 a year. Fidelity Release
For Your Employees: Target Date Checklist
Nothing beats painstaking inspection. Many people are guilty of spending more time researching their purchase of a flat-screen television than their 401(k) investments. NY Times
 Breaking Down the Obama IRA
Tucked into President Obama`s financial regulatory reform legislation still being debated in Congress is a proposal to get more workers saving for retirement. The plan calls for employers to set up mandatory automatic-enrollment IRAs, retirement accounts that allow for tax-deductible contributions. Wall Street Journal
New IRS Rules Offer Relief to Safe Harbor Plans
The Internal Revenue Service issued new regulations that would permit employers experiencing a substantial business hardship to suspend or reduce safe harbor non-elective contributions under a 401(k) or 403(b) plan during a plan year. Federal Register
On our Site
Success Stories
Companies like yours have successfully implemented automatic 401(k)s. This is your chance to learn the ins and outs of automation from those that already have done it. Read more
Automate With Confidence
Follow these simple steps and use our tools to help you start an automatic 401(k) plan at your company. Getting Started
Resources and Tools
Auto 401(k) Directory
See a selection of companies have embraced automatic enrollment and other automatic 401(k) features. Directory
Investment Behavior
There is a wealth of research that explains how and why people invest—even why they don’t. Learn more about investor behavior—straight from the experts. Read more
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