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Retirement Made Simpler News
October 2, 2009
Each issue of Retirement Made Simpler News delivers important news, research, updates and more to your inbox. Meet the Organizations
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In the News
2009 Retirement Made Simpler Survey of Employee Sentiments on Saving for Retirement
RMS conducted a survey in the summer of 2009 to better understand Americans’ attitudes towards saving for retirement, and more specifically, the automatic features of their 401(k) plans, including automatic enrollment and automatic escalation. Employed adults generally view 401(k) plans and automatic enrollment and escalation features in a positive light. Further, people continue to rely on their 401(k) plans as their primary means of saving for retirement, however confidence is low that they are saving enough. Significantly, a majority believe that even if their 401(k) account has lost value in the past year, it is more important than ever to continue to contribute to it. Read the Fact Sheet
IRS on Adding Automatic Enrollment to Section 401(k) Plans
The IRS has issued two sample plan amendments in IRS Notice 2009-65 that will enable employers to add automatic contribution features to their 401(k) plans. IRS.gov
Helpful IRS Retirement Plan Information
52nd Annual Survey of Profit Sharing and 401(k) Plans
The Profit Sharing/401k Council of America has released its annual survey. While auto enrollment adoption has slowed over last year, adoption remains strong: 39.6 percent of all plans and more than half of large plans currently utilize automatic enrollment. Survey highlights
 Survey: Strong Bipartisan Support for Automatic IRA
A new Hart Research Associates and AARP survey found that 79 percent of adults are in favor of requiring employers with 10 or more workers that have been in business at least 2 years to offer a retirement plan. Employees would be automatically enrolled, but also given an opportunity to opt-out. US News and World Report
401k Plans Revive from Bear Market Wreckage
The challenge for America is that millions of workers are more like the grasshopper – without any retirement plan. Christian Science Monitor
Check Out the New RMS Media Stream
On our Site
Success Story: WRH Realty Services, Inc.
A multifamily property management company and real estate service provider discusses its experience with automatic enrollment. The company’s Director of Human Resources talks frankly about her company’s automatic enrollment experience. View Video
Resources and Tools
White Paper: Behavior Risk in the Retirement Red Zone
Economic researchers have found that emotions play a significant role in how people make financial decisions. For Americans in the critical five years before and five years after retirement understanding this behavioral risk becomes even more important. Read White Paper
Additional White Papers
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