Retirement Made Simpler Backgrounder

Retirement Made Simpler
www.RetirementMadeSimpler.org
Three different organizations, three different missions. Why are we all committed to automatic 401(k)s? Because we know that Americans are not saving enough for retirement—and we can help. By combining our resources and expertise, AARP, the Financial Industry Regulatory Authority (FINRA), and the Retirement Security Project pool our varied strengths to help employers and their employees save more effectively. We support automatic 401(k)s because they are a simple and effective solution to retirement savings.

AARP
AARP is a non-profit, non-partisan membership organization that helps people 50+ have independence, choice, and control in ways that are beneficial and affordable to them and society as a whole. AARP does not endorse candidates for public office or make contributions to either political campaigns or candidates. We produce AARP The Magazine, published bimonthly; AARP Bulletin, our monthly newspaper; AARP Segunda Juventud, our bimonthly magazine in Spanish and English; NRTA Live & Learn, our quarterly newsletter for 50+ educators; and our Web site, AARP.org. AARP Foundation is an affiliated charity that provides security, protection, and empowerment to older persons in need with support from thousands of volunteers, donors, and sponsors. We have staffed offices in all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands.

Financial Industry Regulatory Authority (FINRA)
The Financial Industry Regulatory Authority (FINRA) is the largest non-governmental regulator for all securities firms doing business in the United States. FINRA oversees nearly 4,800 brokerage firms, approximately 172,000 branch offices, and more than 646,000 registered securities representatives.

FINRA was created in July 2007, as the result of the consolidation of NASD and the member regulation, enforcement, and arbitration functions of the New York Stock Exchange. FINRA is dedicated to investor protection and market integrity through effective and efficient regulation and complementary compliance and technology-based services.

The Retirement Security Project
The Retirement Security Project is dedicated to promoting common sense solutions to improve the retirement income prospects of millions of American workers. It is supported by The Pew Charitable Trusts, in partnership with Georgetown University’s Public Policy Institute, and The Brookings Institution.